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Shifting Lines, Rising Rates: How Flood Zones Impact Your Insurance

4/28/2025

As climate patterns change and severe weather events become more frequent, flood maps and insurance premiums are also evolving. Homeowners across the U.S. are finding themselves newly added to — or removed from — designated flood zones, often without fully understanding how these shifts impact their insurance coverage and costs.

Whether you're buying a new home, renewing a policy, or reassessing your risk, it's crucial to understand how flood zones and the Federal Emergency Management Agency (FEMA) flood maps can influence your insurance requirements and premiums.

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Hosting Guests Or Renters? What Your Homeowners Insurance Really Covers

4/21/2025

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Whether you're having family stay for the weekend or renting out your spare room through a platform like Airbnb, opening your home to others can come with unexpected risks. Many homeowners assume their insurance automatically covers all scenarios — but that’s not always the case. Understanding what your homeowners insurance does and doesn’t cover when hosting guests or renters is essential for protecting yourself, your property, and your finances.

Here’s a breakdown of what you need to know.

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From Likes To Leads: Why Social Media Marketing Works For Small Biz

4/14/2025

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Social media has completely changed how businesses connect with their audience. What was once just a space to post personal updates is now one of the most powerful and affordable marketing tools — especially for small businesses. Whether you're just starting out or trying to expand your local reach, social media marketing can drive real results, from brand awareness to revenue growth.

But don’t let the casual tone of these platforms fool you — behind every viral post or story is a smart strategy. Here’s why social media works so well for small businesses, and why having the right business insurance alongside your marketing efforts is crucial for long-term success.

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No Car, No Problem: Smart Coverage For Renters And Borrowers

4/8/2025

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Many people assume auto insurance is only necessary if you own a vehicle. But what if you frequently rent cars, borrow a friend’s vehicle, or use car-sharing services? Even without owning a car, you could still be at financial risk on the road. Fortunately, there are smart coverage options designed specifically for non-owners — and understanding them can save you from costly surprises.

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Licensed to sell in North Carolina and South Carolina

Roper Insurance Services

Shifting Lines, Rising Rates: How Flood Zones Impact Your Insurance

Hosting Guests Or Renters? What Your Homeowners Insurance Really Covers

From Likes To Leads: Why Social Media Marketing Works For Small Biz

No Car, No Problem: Smart Coverage For Renters And Borrowers

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