There are some coverage options that can help you fill in the gap of your health insurance.
Long-term Care Insurance
A type of coverage that comes with a predetermined time frame under Medicare or standard health insurance. You can use it to support health care services you need, either at home or other facilities.
Long-term care insurance is a lot more flexible compared to other assistance programs provided for the public. It is ideal for individuals with chronic condition and need constant treatment and care. The fact that long-term care is generally a costly one, all the more reason to get the right coverage.
If you have been diagnosed with a serious medical condition, it can drastically affect your financial situation. You can get additional coverage for this. There is a cash benefit that you can use for doctor fees, hospital stays, childcare, and transportation. A wellness benefit is another reliable option, which helps with health screening test.
Some critical health conditions are bypass surgery and heart attack.
Accident and Disability
This helps you pay for the medical bills that the health insurance from your employer does not cover. There are cash benefits for your out-of-pocket expenses, hospital stays, fractures, dislocations, ambulance bills, and many more from your coverage. The good news is, your coverage stays with you even if you decide to work for another company or employer.
If an illness or injury prevents you from working, you will have cash benefit per month from your disability insurance. These monthly cash benefits would be able to aid financially with regard to your car payments, mortgages, and even groceries.
Talk to your agent and ask questions to understand different options that you can use as a supplemental coverage.
Use the information provided to you to decide on health insurance that is suitable for your needs and within your budget needs. Roper Insurance Services has its clients as their first priority with affordable rates and clever policies. To learn more about how we can help you please contact our agency at (828) 697-6709 or Click Here to request a free quote.