Although the pre-existing medical condition isn’t a deal-breaker in life insurance, it may slow down the application. Fortunately, there are ways in which you can keep the delay to a minimum and get the best rates possible. Here are some helpful tips that you should follow as you navigate through the life insurance process.
The cells, organs, and tissues of our body make use of water to maintain bodily functions. Since we lose water through sweating and digestion, it’s vital that we replace it through food and fluids. The amount of water our body needs depend on certain factors including the climate, physical activities, and health condition.
Some people may prefer whole life insurance. But like most financial products, it’s not for everybody. Whole life insurance is a type of life insurance that covers you for an entire lifetime. It has a savings feature referred to as “cash value” that slowly grows tax-deferred. You have the option to surrender the policy for cash or borrow against the cash value. Because your policy is growing in cash value, whole life policies will almost always be more expensive than term policies, so your agent can help you determine if it is the right fit for you.
There are a few things to keep in mind when thinking of preventing home burglaries. Burglars often break into homes during the day when most people are at work. About 40 percent of break-ins in the U.S. aren’t forced entries, which means burglars are finding ways in - typically unlocked doors.
Find out how you can beef up your home’s security by following these simple tips and tricks.