Blog - Roper Insurance Services

Greener Homes, Smarter Coverage: How Energy Improvements Affect Your Insurance

5/19/2025

As more homeowners invest in energy-efficient upgrades—like solar panels, smart thermostats, or ENERGY STAR appliances—they’re not just reducing their utility bills or environmental impact. These green improvements can also influence your home insurance policy, potentially offering benefits, but also introducing new considerations.

Let’s explore how making your home more eco-friendly could affect your coverage, premiums, and protection needs.

Hosting Guests Or Renters? What Your Homeowners Insurance Really Covers

4/21/2025

Whether you're having family stay for the weekend or renting out your spare room through a platform like Airbnb, opening your home to others can come with unexpected risks. Many homeowners assume their insurance automatically covers all scenarios — but that’s not always the case. Understanding what your homeowners insurance does and doesn’t cover when hosting guests or renters is essential for protecting yourself, your property, and your finances.

Here’s a breakdown of what you need to know.

Turning A ‘No’ into A ‘Yes’: How To Appeal A Denied Home Insurance Claim

3/17/2025

Filing a home insurance claim is supposed to provide peace of mind when disaster strikes, but what happens when your claim is denied? It's a situation no homeowner wants to face, but it’s something that could happen. Whether your claim was rejected because of a technicality, an unclear policy term, or the insurance company’s determination that the damage isn’t covered, a claim denial can be frustrating. However, all is not lost—there’s a way to fight back. Understanding how to appeal a denied home insurance claim can increase your chances of having your claim approved, allowing you to recover from the damage and move forward.

In this article, we’ll walk you through the steps to effectively appeal a denied home insurance claim and provide tips on improving your chances of success.

Wildfire-Proof Your Coverage: Navigating Home Insurance In Fire-Prone Areas

2/17/2025

Wildfires have become an increasing threat in many parts of the world, destroying homes and displacing thousands of residents each year. If you live in a fire-prone area, having the right home insurance coverage is essential to protect your property and financial well-being. However, securing insurance in high-risk wildfire zones can be challenging due to rising premiums, stricter policies, and potential coverage limitations.

In this guide, we’ll walk you through how to navigate home insurance in wildfire-prone areas, what coverage you need, and how to reduce risks to keep your home and policy intact.

Everything You Need To Know About Home Insurance Claims

1/27/2025

Home insurance is a critical safeguard for homeowners, providing financial protection against unexpected events like natural disasters, theft, and accidents. While having insurance offers peace of mind, navigating the claims process can feel daunting if you’re unfamiliar with it. This article breaks down the essentials of home insurance claims, guiding you through the steps and providing tips for a smooth experience.

Artistic Staircases: Functional Sculptures In Homes

1/13/2025

Staircases are no longer just a means to move between floors; they have evolved into stunning design features that blend functionality with artistry. From sweeping spiral staircases to sleek, minimalist designs, these architectural elements can serve as captivating focal points in any home. This article explores how staircases have transitioned from mere utility to true works of art, enhancing both the aesthetic and practical value of modern living spaces.

Home Insurance For Homes With Asbestos: Unique Considerations

12/16/2024

Asbestos was once a popular building material praised for its fire-resistant properties, but it is now recognized for its serious health risks, such as lung disease and mesothelioma. Homes built before the 1980s may contain asbestos, which can complicate obtaining home insurance due to increased risks and remediation costs. Below, we detail what you need to know about securing home insurance for homes with asbestos.

The Fascinating World Of Underground Homes

11/18/2024

Underground homes, also known as earth-sheltered homes, offer a unique and sustainable approach to modern living. Built partially or entirely below ground level, these structures are not only eco-friendly but also efficient in terms of energy consumption and comfort. This article delves into the benefits and challenges of underground living, along with important considerations for securing home insurance for these unconventional dwellings.

Homes With Observatory Domes: Stargazing From Your Living Room

10/7/2024

Imagine being able to explore the wonders of the night sky without leaving the comfort of your home. For astronomy enthusiasts and nature lovers alike, homes with observatory domes offer a unique and immersive stargazing experience right from your living room. These specialized structures, often integrated into the design of luxury homes or remote properties, allow homeowners to observe the cosmos through telescopes housed in climate-controlled environments. Observatory domes can be fully automated, rotating to follow celestial objects and featuring retractable roofs for unobstructed views. Whether you’re an amateur astronomer or simply enjoy the beauty of the stars, having an observatory dome in your home can bring the universe closer, providing endless opportunities for discovery and relaxation.

Understanding The Coverage Limits In Your Home Insurance Policy

9/16/2024

Home insurance is a vital safeguard for one of your most significant investments—your home. However, not all home insurance policies are created equal, and the protection you receive largely depends on the coverage limits outlined in your policy. Understanding these limits is essential to ensure that you have adequate protection in place, so you are not left financially vulnerable in the event of damage, theft, or liability claims. This article will help you navigate the various coverage limits in a home insurance policy, enabling you to make informed decisions about your coverage needs.

Licensed to sell in North Carolina and South Carolina

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Facebook
Twitter
LinkedIn
YouTube
Pinterest

Contact Us

Roper Insurance Services
118 E Caswell St
Hendersonville, NC 28792
(828) 697-6709
Click Here to Email Us

Location

Website by InsuranceSplash