Roper Insurance Services
  • Home
  • Quotes
    • Life/Health/Financial Products >
      • Life Quote
      • Health Quote
      • Annuity Quotes
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Disability Quote
      • Final Expense Insurance Quote
      • Group Benefits Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Property/Casualty Insurance Products >
      • Auto Quote
      • Homeowner Quote
      • ATV Insurance Quote
      • Business Quote
      • Boatowner Quote
      • Business Owners Package (BOP) Insurance Quote
      • Classic Car Insurance Quote
      • Condo Quote
      • Earthquake Insurance Quote
      • Event Insurance Quote
      • Flood Quote
      • Landlords Insurance Quote
      • Insurance Bonds Quote
      • Motorcycle Quote
      • Renters Quote
      • Roadside Assistance Quote
      • RV Insurance Quote
      • Travel Quote
      • Umbrella Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Products
    • Life/Health/Financial Products >
      • Life Insurance >
        • Final Expense Coverage
        • Mortgage Protection
      • Health Insurance >
        • Medicare Supplement Coverage
      • Annuities
      • Critical Illness Insurance
      • Dental Insurance
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Group Benefits
      • Long Term Care Insurance
      • Vision Insurance
    • Property/Casualty Insurance Products >
      • Auto Insurance
      • Home Insurance
      • Business Insurance
      • ATV Insurance
      • Boat Insurance
      • Business Owners Package (BOP) Insurance
      • Classic Car Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Event Insurance
      • Flood Insurance
      • Insurance Bonds
      • Landlords Insurance
      • Motorcycle Insurance
      • Renters Insurance
      • Roadside Assistance
      • RV Insurance
      • Travel Insurance
      • Umbrella Insurance
  • Blog
  • About
    • Staff Directory
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Local Links
    • Accessibility Statement
    • News
    • Reviews
    • Videos
  • Contact

Roper Insurance Services

9 Reasons People are Wrong About Life Insurance

4/10/2017

0 Comments

 
Picture
A lot of people think that purchasing an insurance policy is impractical since it would just be an additional expense, especially to those in a tight budget. But have you come to think on the positive side of having an insurance policy? Yes, it would be a great help to us whenever emergency situation comes.

​
​Here are some of the reasons why people avoid shopping for life insurance.

1.)  People think life insurance is expensive. Wrong!


Most people think that insurance is only for those who are wealthy because they already have a misperception that life insurance would cost much.  We have policies for under $10 a month that can offer considerable protection.  


2.)  People think life insurance is overwhelming. Wrong!


There are many types of insurance to choose from. But most people actually purchase term life insurance. This can be a smart choice depending on your situation, but life insurance agents like us here at Roper Insurance are very skilled at making things as easy as possible for our clients.


3.)  People think if you are young and healthy you don’t need life insurance. Wrong!


We all have a mind-set that people die when they become old. So, the majority thinks that you don’t need protection when you are still young since you won’t be using it anyway. The mistake in this thinking is that it is actually cheaper if you purchase life insurance when you’re still young and healthy than when you’re already old with some developing health problems.


4.)  People think if you have health issues, you can’t get life insurance. Wrong!


Everyone is eligible to life insurance regardless of your medical issues. Even the terminally ill can get insured. Yes it is true that when you have health conditions you will have higher life insurance quotes but the price is still within reach and the higher the cost the greater the potential need. You just need to look for the right insurance agency to help you find coverage that will fit your needs and budget.

5.)  People think if you are single you don’t need it. Wrong!


We can give you tons of reason why the singles need insurance too. Of course all of us want to get married, so no one will forever be single. If you have parents who may be financially dependent on you, or maybe you are planning to have a children in the future; then it is best to get insured now while you are still single. Remember, it is better to be prepared.


6.)  People think you should set money aside for savings rather than buy life insurance. Wrong!


According to recent studies, 29% of millennials prioritized saving for vacation and 23% for recreational activities and shopping. But have you come to think that those vacations, recreational activities, and shopping’s couldn’t help whenever you need a protection in the future, especially with regard to your health? When in fact, it will not hurt your budget if you would spare some cash for your term life insurance to secure you in the near future.


7.)  People think life insurance is not available for older people. Wrong!


Like what I’ve said, life insurance is available for everyone, regardless of the status in life, the age, etc. But yes, insurance coverage is much higher for older people. Some companies also offer final expense insurance to give assistance to pay final debts and burial expenses.


8.)  People think if you are a stay-at-home parent you don’t need life insurance. Wrong!

Stay-at-home parents should never be taken for granted since their work is just tremendous. What will happen if the stay-at-home parent gets an accident, or gets sick? It is so hard for the kids, and the other members of the family, if you, yourself, the one who’s been taking care of the family, don’t get your own protection.

9.)  People think life insurance through their employer is sufficient. Wrong!

Most group life insurance typically pays fairly low benefits. So it is best to purchase a personal policy to make sure that you will be taken care of, as well as your family.


We at Roper Insurance Services are concerned with the wellbeing of your family and would like to help you get things right about life insurance. So don’t hesitate to call us whenever you need someone to talk to about life Insurance. Just give us a call at (828) 697-6709. Get a free quote from us by clicking here.
0 Comments



Leave a Reply.

    Share This

    Contact Us

    (828) 697-6709
    118 E Caswell St
    Hendersonville, NC 28792
    Click Here to Email Us

    Archives

    April 2025
    March 2025
    February 2025
    January 2025
    December 2024
    November 2024
    October 2024
    September 2024
    August 2024
    July 2024
    June 2024
    May 2024
    April 2024
    March 2024
    February 2024
    January 2024
    December 2023
    November 2023
    October 2023
    September 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    September 2016
    September 2015

    Categories

    All
    Annuities
    Auto Insurance
    Business Insurance
    Classic Car Insurance
    ​Commercial Auto Insurance
    ​Commercial Auto Insurance
    Dental Insurance
    Disability Insurance
    Event Insurance
    FAQs
    Final Expense Insurance
    Financial
    Flood Insurance
    Group Benefits
    Health
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Mortgage Protection Insurance
    Safety

    RSS Feed

Licensed to sell in North Carolina and South Carolina


Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Facebook
Twitter
LinkedIn
​YouTube
Pinterest

Contact Us

Roper Insurance Services
118 E Caswell St
Hendersonville, NC 28792
(828) 697-6709
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash
  • Home
  • Quotes
    • Life/Health/Financial Products >
      • Life Quote
      • Health Quote
      • Annuity Quotes
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Disability Quote
      • Final Expense Insurance Quote
      • Group Benefits Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Property/Casualty Insurance Products >
      • Auto Quote
      • Homeowner Quote
      • ATV Insurance Quote
      • Business Quote
      • Boatowner Quote
      • Business Owners Package (BOP) Insurance Quote
      • Classic Car Insurance Quote
      • Condo Quote
      • Earthquake Insurance Quote
      • Event Insurance Quote
      • Flood Quote
      • Landlords Insurance Quote
      • Insurance Bonds Quote
      • Motorcycle Quote
      • Renters Quote
      • Roadside Assistance Quote
      • RV Insurance Quote
      • Travel Quote
      • Umbrella Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Products
    • Life/Health/Financial Products >
      • Life Insurance >
        • Final Expense Coverage
        • Mortgage Protection
      • Health Insurance >
        • Medicare Supplement Coverage
      • Annuities
      • Critical Illness Insurance
      • Dental Insurance
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Group Benefits
      • Long Term Care Insurance
      • Vision Insurance
    • Property/Casualty Insurance Products >
      • Auto Insurance
      • Home Insurance
      • Business Insurance
      • ATV Insurance
      • Boat Insurance
      • Business Owners Package (BOP) Insurance
      • Classic Car Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Event Insurance
      • Flood Insurance
      • Insurance Bonds
      • Landlords Insurance
      • Motorcycle Insurance
      • Renters Insurance
      • Roadside Assistance
      • RV Insurance
      • Travel Insurance
      • Umbrella Insurance
  • Blog
  • About
    • Staff Directory
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Local Links
    • Accessibility Statement
    • News
    • Reviews
    • Videos
  • Contact