How Soon Should You Get Auto Insurance?

​You need to consider getting auto insurance when you buy a car. Aside from the legal responsibility of the law, you should get it as soon as possible for your own peace of mind.

How soon should you get a policy?
Auto insurance is recommended to be purchased even before you drive your car home from a dealer's lot. This will help you have coverage from the moment you drive off the lot. Also, your dealer will ask for proof of insurance, even if it's your first car or an additional vehicle.

Driving home without insurance may be possible if you buy the car from a private seller. If you get into a road accident and face legal issues, buying auto insurance ahead of time might save you time and money.

In some cases, if this is not the first time you'll buy a car, your insurance company may have offers for a grace period for the new car. Some companies may provide 30 days; you can ask your agent or insurance company to know more.

How to get insurance without a car
Even before getting your car out of a shop or a private dealer's garage, it is important to have car insurance. It may save you from accidents you may cause as a newbie driver on the road. 

When an agent or a broker offers a policy, they usually ask for your information to match existing policies that best suit your needs.

• VINs
• Declaration page 
• Names and birthdays for all drivers
• Social security numbers
• Addresses of the owner and the garage

You will also need to give details of the car you plan to get. Ask the seller for VINs. You can adjust the date you plan your policy to start for weeks or months. Other companies offer discounts for early purchase of auto insurance.

Conclusion
Start preparing to get your car, whether a new one or your first car. You must ensure that you get coverage even before you drive home. These can save you time and money for your existing policy's discount or grace period. Aside from its a requirement of most states, you'll be confident that you and your family have protection.

At Roper Insurance Services, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We will go the extra mile to help you with your needs. To learn more about how we can help you, please get in touch with our agency at (828) 697-6709 or Click Here to request a free quote.  Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!