The Significance Of Uninsured Motorist Coverage: Why It's A Must-Have

​Auto insurance is a critical investment for all drivers in Hendersonville, NC. However, many people overlook the importance of uninsured motorist coverage. In this article, we will discuss why you need uninsured motorist coverage and how it can protect you and your loved ones.

Uninsured motorist coverage protects you in case of an accident with a driver lacking insurance or having insufficient coverage. In North Carolina, an estimated 9% of drivers are uninsured, leaving you responsible for paying the damages out of pocket if you encounter one of them.

Uninsured motorist coverage offers several benefits, including:

• Damage and injury coverage: It pays for vehicle damages and injuries sustained by you and your passengers if you're involved in an accident with an uninsured driver.
• Peace of mind: Having uninsured motorist coverage assures you that you're protected in case of an accident with an uninsured driver, providing peace of mind while driving.
• Avoiding costly legal battles: If legal action is necessary to recover damages from an uninsured driver, uninsured motorist coverage can help with legal fees and expenses.

Note that uninsured motorist coverage isn't mandatory in North Carolina but is highly recommended given the number of uninsured drivers. It offers additional protection and financial security, preventing you from bearing the burden of paying for damages and injuries caused by an uninsured driver.

When shopping for auto insurance in Hendersonville, NC, consider adding uninsured motorist coverage to your policy. Carefully review the coverage limits and deductibles to ensure sufficient protection. Uninsured motorist coverage can make a significant difference in safeguarding you and your assets if you have an accident with an uninsured driver.

At Roper Insurance Services, we are dedicated to providing our clients with comprehensive and affordable insurance policies. Our commitment extends to going the extra mile to address your specific needs. To learn more about how we can assist you, please contact our agency at (828) 697-6709 or  CLICK HERE to request a free quote.

Disclaimer: The information presented in this blog is intended for informational purposes only and should not be considered as professional advice. It is crucial to consult with a qualified insurance agent or professional for personalized advice tailored to your specific circumstances. They can provide expert guidance and help you make informed decisions regarding your insurance needs.