Health insurance given to employees of a company is usually different from the health insurance that we purchase ourselves. Companies would usually make their employees join a group health insurance plan. There are a few benefits that group insurance has compared to the individual one. It can be cheaper, provide more coverage, has smaller deductible, or perhaps you won’t need to go through medical examination to get one.
Moreover, you may get rejected from obtaining an individual insurance because of various reasons. But what if you’re not an employee in a company? Following these two ways may help you get your group health insurance.
Become a Member of Associations
Numerous associations provide group health insurance for their members, and all you have to do is join one. It may not be easy to join one however, and you have to take membership fees into consideration before making this decision. Taking membership fee into account, it may cost you less to just pay for an individual health insurance instead.
It’s advisable to join an association that is related to the field of your work, so it’ll be easier for you to meet the requirements and you’ll get more benefits other than the group health insurance plan.
Purchasing a Small Group Health Insurance
It is possible that your insurance company provides small group health insurance if you’re self-employed. For example, if you own a small business with at least one employee, you and your employees will be eligible for this type of insurance. All you have to do is contact an agent of the insurance company to sign up for it.
Even if you’re not an employer, some insurance companies provide group health insurance for one person. Whether it is available or not usually depends on the region where you live. You can contact your insurance company to see whether you can sign up for group health insurance without being an employer.
These are the ways you can obtain a group health insurance and enjoy its benefits. Take note that it is not always advisable to take group health insurance instead of an individual one. Each type of insurance has its benefits, and you have to make sure to select the one that suits your needs the most. Before making the decision, it is best to consult one of our agents to know which one will be more beneficial to you.
Roper Insurance Services has its clients as their first priority with affordable rates and comprehensive policies. To learn more about how we can help you please contact our agency at (828) 697-6709 or Click Here to request a free quote.
2/26/2019 06:19:55 am
This was a most informative post you have shared on this page about the two ways for non employees to get a group of health insurance but if you’re not an employer, some insurance companies provide group health insurance for one person. Whether it is available or not usually depends on the region where you live. You can contact your insurance company to see whether you can sign up for group health insurance without being an employer.
8/12/2019 10:33:47 am
I love that you can get small group health insurance if you're self-employed. I'm starting my own company and I've been looking at getting benefits for my employees. I'm glad that I know I can get group health insurance for my employees and me!
8/3/2021 08:17:32 am
I want to make sure that I get the right health insurance for me. It makes sense that I would want to work with a health insurance specialist to ensure that I handle things properly.
11/5/2021 11:02:00 pm
Very interesting and thanks for sharing such a good blog. Your article is so convincing that I never stop myself from saying something about it. You’re doing a great job. Keep it up.
3/9/2022 03:07:00 pm
I like that you said that purchasing health insurance will help your employees to purchase different plans. My parent's colleagues are hoping to find an insurance service that can help them with creating health insurance plans for their employees and asked if I have any idea what is the best option to do. Thanks to this informative article, I'll be sure to tell him that it will be much better if they consult trusted group health insurance services as they can help them with all their concerns.
6/2/2022 05:09:59 am
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9/1/2022 03:34:41 am
I enjoyed reading the article above, it explains everything in detail, the article is very interesting and effective. Thank you and good luck with the upcoming articles.
1/10/2023 01:16:47 pm
It was interesting to me when you mentioned that group health insurance availability can depend on the area you live in. It seems like it would be a good idea to consult with an insurance expert if you are wanting to find out if this kind of policy is available for you. An expert would also be able to help you make adjustments to the policy so that it works best for you.
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