Roper Insurance Services
  • Home
  • Quotes
    • Life/Health/Financial Products >
      • Life Quote
      • Health Quote
      • Annuity Quotes
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Disability Quote
      • Final Expense Insurance Quote
      • Group Benefits Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Property/Casualty Insurance Products >
      • Auto Quote
      • Homeowner Quote
      • ATV Insurance Quote
      • Business Quote
      • Boatowner Quote
      • Business Owners Package (BOP) Insurance Quote
      • Classic Car Insurance Quote
      • Condo Quote
      • Earthquake Insurance Quote
      • Event Insurance Quote
      • Flood Quote
      • Landlords Insurance Quote
      • Insurance Bonds Quote
      • Motorcycle Quote
      • Renters Quote
      • Roadside Assistance Quote
      • RV Insurance Quote
      • Travel Quote
      • Umbrella Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Products
    • Life/Health/Financial Products >
      • Life Insurance >
        • Final Expense Coverage
        • Mortgage Protection
      • Health Insurance >
        • Medicare Supplement Coverage
      • Annuities
      • Critical Illness Insurance
      • Dental Insurance
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Group Benefits
      • Long Term Care Insurance
      • Vision Insurance
    • Property/Casualty Insurance Products >
      • Auto Insurance
      • Home Insurance
      • Business Insurance
      • ATV Insurance
      • Boat Insurance
      • Business Owners Package (BOP) Insurance
      • Classic Car Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Event Insurance
      • Flood Insurance
      • Insurance Bonds
      • Landlords Insurance
      • Motorcycle Insurance
      • Renters Insurance
      • Roadside Assistance
      • RV Insurance
      • Travel Insurance
      • Umbrella Insurance
  • Blog
  • About
    • Staff Directory
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Local Links
    • Accessibility Statement
    • News
    • Reviews
    • Videos
  • Contact

Roper Insurance Services

What to Do If You Lose Your Health Insurance

8/11/2020

0 Comments

 
Picture
​If you lose your health insurance due to job-related issues in the middle of the pandemic, you would have to take action immediately. Various options may have deadlines that are time-limited, ranging from one to two months since you lost your coverage. So, make sure to have your documents secured.
Check-In with Your Former Employer
The situation can change in an instant. Several companies still provide their furloughed employees health insurance. Others offer COBRA coverage for a particular period. The CARES Act also has several provisions for incentivizing employers to maintain their workforce, including retention credits for employees.

Join a Family Member's Policy
If your parents or partner have health insurance, you can join them in their policy in 30 days after you lose your coverage - just make sure you are below 26 years old. Most of the time, your spouse or parents will have to purchase extra costs of the premium, but it will most likely be the least costly option for your replacement coverage.

Get COBRA
COBRA (Consolidated Omnibus Budget Reconciliation Act) allows family members, their eyes, and workers to continue the employer's group health insurance premium for a specific time in the events of reduction in hours, job loss, and other significant instances.

The law applies to any group health plans that employers maintained with more than 20 employees. You may want to call your health insurance company to discuss your COBRA rights.

Purchase Short-Term Health Insurance
If you cannot purchase a policy through a specific means or a particular enrollment period, you should consider short-term insurance. You can directly buy these policies from brokers and insurance companies in several free states. You can try to search "limited duration health insurance" along with the state you reside in, and it will immediately show a list of promising companies.

Unfortunately, you cannot purchase these policies in Vermont, California, Rhode Island, Colorado, New York, Connecticut, New Mexico, Hawaii, New Jersey, or Massachusetts.

Conclusion
Secure yourself with health insurance policy as soon as possible, especially in the middle of a coronavirus pandemic. Choose any of the options above, and you will not only save money but also possibly, your life.

At Roper Insurance Services, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (828) 697-6709. Get your free quote today by CLICKING HERE.
0 Comments



Leave a Reply.

    Share This

    Contact Us

    (828) 697-6709
    118 E Caswell St
    Hendersonville, NC 28792
    Click Here to Email Us

    Archives

    April 2025
    March 2025
    February 2025
    January 2025
    December 2024
    November 2024
    October 2024
    September 2024
    August 2024
    July 2024
    June 2024
    May 2024
    April 2024
    March 2024
    February 2024
    January 2024
    December 2023
    November 2023
    October 2023
    September 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    September 2016
    September 2015

    Categories

    All
    Annuities
    Auto Insurance
    Business Insurance
    Classic Car Insurance
    ​Commercial Auto Insurance
    ​Commercial Auto Insurance
    Dental Insurance
    Disability Insurance
    Event Insurance
    FAQs
    Final Expense Insurance
    Financial
    Flood Insurance
    Group Benefits
    Health
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Mortgage Protection Insurance
    Safety

    RSS Feed

Licensed to sell in North Carolina and South Carolina


Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Facebook
Twitter
LinkedIn
​YouTube
Pinterest

Contact Us

Roper Insurance Services
118 E Caswell St
Hendersonville, NC 28792
(828) 697-6709
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash
  • Home
  • Quotes
    • Life/Health/Financial Products >
      • Life Quote
      • Health Quote
      • Annuity Quotes
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Disability Quote
      • Final Expense Insurance Quote
      • Group Benefits Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Property/Casualty Insurance Products >
      • Auto Quote
      • Homeowner Quote
      • ATV Insurance Quote
      • Business Quote
      • Boatowner Quote
      • Business Owners Package (BOP) Insurance Quote
      • Classic Car Insurance Quote
      • Condo Quote
      • Earthquake Insurance Quote
      • Event Insurance Quote
      • Flood Quote
      • Landlords Insurance Quote
      • Insurance Bonds Quote
      • Motorcycle Quote
      • Renters Quote
      • Roadside Assistance Quote
      • RV Insurance Quote
      • Travel Quote
      • Umbrella Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Products
    • Life/Health/Financial Products >
      • Life Insurance >
        • Final Expense Coverage
        • Mortgage Protection
      • Health Insurance >
        • Medicare Supplement Coverage
      • Annuities
      • Critical Illness Insurance
      • Dental Insurance
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Group Benefits
      • Long Term Care Insurance
      • Vision Insurance
    • Property/Casualty Insurance Products >
      • Auto Insurance
      • Home Insurance
      • Business Insurance
      • ATV Insurance
      • Boat Insurance
      • Business Owners Package (BOP) Insurance
      • Classic Car Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Event Insurance
      • Flood Insurance
      • Insurance Bonds
      • Landlords Insurance
      • Motorcycle Insurance
      • Renters Insurance
      • Roadside Assistance
      • RV Insurance
      • Travel Insurance
      • Umbrella Insurance
  • Blog
  • About
    • Staff Directory
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Local Links
    • Accessibility Statement
    • News
    • Reviews
    • Videos
  • Contact