It may seem like these two do not belong in the same sentence. What does love got to do with anything about life insurance? No I am not talking about finding a match with an insurance sales agent. As weird as a pairing as it sounds, but life insurance does depend on love. Whatever the reason may be, the underlying force that makes us get an insurance policy is love. Whether it is for a partner, spouse, parent, children, or any other beneficiary, we get insurance because we love them.
We want to ensure their financial stability
Even after we leave them, we want to make sure our loved ones have financial stability. If you are the family's breadwinner, losing you will take a big blow on the monthly income. Life insurance ensures your family will have stability in the time of your loss. It will ensure they have something to live on even without you.
Remove the burden of your loss
Final expenses can get pricey. From funeral costs, administrative costs, service fees, taxes, and other expenses like loan and mortgage balances, these all add up. It will be your loved ones burden if you do not have the right finances in place. Make sure you can pay for your own exit. You can ease the burden of losing you on your loved ones.
You care for their future
Whether you want to care for your aging parents' needs, or pay for your children's schooling, you care for their future. You may no longer be part of their future, but you ensure your loved ones have one. Help them pay the bills or make your spouse retire stress free. These are just some of the benefits you can afford them.
For the reasons above, there is one underlying motive for it. You love and care for your family, and you want to ensure they go on without you. They are your loved ones, and you want to look after them even after you are gone. It is just another manifestation of your love for them.
If you are still thinking of whether your should purchase life insurance, think of your loved ones. Life insurance is not for dying, it is for the living. Life insurance is not for yourself, but for the loved ones you will leave behind.
At Roper Insurance Services, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. To learn more about how we can help you, please contact our agency at (828) 697-6709 or CLICK HERE to request a free quote.