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Roper Insurance Services

When Is Breast Reduction Surgery Covered By Insurance?

9/12/2022

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Picture
​For insurance purposes, breast reduction is frequently classified as a cosmetic procedure until the patient can establish many health issues and attempts to address those issues before undergoing corrective surgery. 

When the threshold is reached, the insurance company may consider breast reduction a reconstructive treatment for that patient and pay for it. Each insurance company or evaluator might have a different threshold, which might be a problem.
Health Insurance And Breast Reduction
Patients believe that if a procedure is labeled as reconstructive, it is medically essential and will be covered by insurance. On the other hand, many patients believe that it is neither medically necessary nor covered if a procedure is deemed cosmetic.

Macromastia, or large breasts, can be dangerous to one's health. Breast weight can cause pain in the back, shoulders, and neck. Bra straps or recurring rashes cause permanent shoulder grooves under the breasts in some women.

Breast reduction surgery, also known as reduction mammoplasty, can help with physical and psychological issues. People's quality of life, self-esteem, and body image can benefit.

Who Considers Breast Reduction Surgery
Although most women choose mammoplasty to relieve pain and achieve a more proportionate breast size, there are various other aspects to consider, including:
  • Nerve discomfort
  • Bras and other items that don't fit
  • A lack of ability to participate in some activities
  • Irritation of the skin beneath the breasts
  • Pain in the neck, back, and shoulders

The Safety Of Breast Reduction Surgery
While all surgical procedures include some risk, mammoplasty is mostly risk-free, with most risks originating from an adverse reaction to anesthesia, bleeding, and infection at the incision site. However, not all women with enormous breasts are candidates for breast reduction surgery. Breast reduction surgery may sometimes be ruled out due to other considerations.
  • Smoking
  • You don't want to have scars on your breasts
  • Obesity
  • Diabetes
  • Cardiovascular illness and heart disease

It's also worth noting that breast reduction surgery is not suggested for women attempting to conceive because breastfeeding can be difficult after the procedure.

Conclusion

When breast reduction surgery is medically required, it is covered by health insurance. Proving medical necessity to your insurer can be difficult, and your healthcare practitioner may need to give a lot of data. People who are uninsured or desire the reduction for aesthetic reasons will have to pay for treatment out of pocket.

At Roper Insurance Services, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (828) 697-6709. You can also request a free quote by CLICKING HERE. Any coverage discussed is not guaranteed. Please contact us today to go over your policy to ensure your needs are met! We are here and happy to help.
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