Why Do You Need Health insurance in 2019?

​It is now 2019, and if you are reading this, you are probably supposed to be “adulting” by now. One key thing about “adulting” is getting your insurance in order. Now, you might be wondering: “why do I need insurance in 2019?” This article will answer that. Let’s get started.

It is the Cheaper Option
This is honestly the best if not the only reason to get health insurance. Just like everything else these days health care is getting more and more expensive. Without health insurance, you can lose hundreds of dollars even for simple procedures. You see how health insurance works is like this:

You pay for a monthly fee for your health insurance
The company who provides the insurance has negotiated deals with health care establishments like clinics, hospitals, and even pharmacies or pharmaceutical companies
You enjoy the perks of these deals like free service or discounted rates and discounted medicine

That is the quick and simple explanation, but you are saving a significant amount of money compared to when you are not paying a monthly insurance policy and then have a sudden procedure done.

It Gives You Assurance
No one can accurately predict the future. If all of a sudden you sprain your ankle or get bogged down by a high fever having health insurance gives you a sense of security that taking care of yourself won’t cost you so much. This also helps if what you come down with will require medication. This is even helpful if you have a chronic issue that needs medication. Again health insurance can also help with covering your meds, so this is a big help.

It Can Cover More People
If this is the first time that you are arranging your insurance, there is a good chance that you were initially covered by your parent's insurance. Now, this is something you can use in the future too. You can use now as well if you have a dependent. Just like your personal insurance you have a choice on what your dependent is covered for. Still, that is dependent on your provider.

Those are just a few of the benefits of having health insurance. Now, this is the best time to obtain the repeal of the tax penalty for not having insurance. You also have the benefit of companies in competition with each other, so competitive rates are available. Don’t get caught unprepared and be insured now.

At Roper Insurance Services, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (828) 697-6709. You can also request a free quote by CLICKING HERE.